Temporary Car Insurance Made Super Easy
Fully comprehensive cover from 1 hour to 30 days. Get a quote in minutes with Carmoola.
Why choose Carmoola?
Cover From 1 Hour to 30 Days
Whether you need cover for a quick test drive or a month-long trip, choose exactly how long you need. Pay only for the time you actually use — nothing more.
Instant Certificate
Get your insurance certificate by email within minutes. Show it on your phone or download it.
Fully Comprehensive
All policies are fully comp as standard, giving you complete peace of mind on the road.
No Hidden Fees
The price you see is the price you pay. Transparent pricing always.
No Paperwork
Everything is digital. Your paperwork is available instantly online.
UK Regulated
FCA authorised and regulated. Backed by leading UK insurers.
Get insured in 4 easy steps
No phone calls, no paperwork. Everything happens online in minutes.
01 Enter Your Registration
Type in the vehicle reg and we'll find the car details automatically from the DVLA database. It takes seconds.
02 Choose Your Duration
Select how long you need cover — from 1 hour to 30 days. Pick a start time that suits you.
03 See Your Price
Get an instant quote with a clear breakdown. No hidden fees, no surprises — just a fair price.
04 Pay & Drive
Pay securely and receive your certificate instantly by email. You're legally covered to drive right away.
Trusted by UK drivers
Real reviews from people who've used our temporary car insurance.
“Needed insurance to borrow my mum's car for the weekend. Got covered in under 3 minutes. Brilliant service!”
“Best price I found for temporary car insurance. The whole process was smooth and I had my certificate instantly. Would absolutely recommend to anyone needing short-term cover.”
“Used this for a road trip. Easy and great value for 7 days.”
“So quick and easy. I was driving within 10 minutes of starting the quote. The certificate came straight to my email. Would absolutely use again and recommend to everyone.”
“Fantastic service. Sorted my insurance in less than 5 minutes.”
Frequently asked questions
Everything you need to know about temporary car insurance.
What is temporary car insurance?
Temporary car insurance provides short-term motor cover from 1 hour to 30 days. It's ideal for borrowing a car, test drives, or short trips.
How quickly can I get covered?
You can get covered in minutes. Simply enter the vehicle registration, choose your cover duration, and pay online.
What type of cover do you provide?
We provide Third Party Only cover, which is the legal minimum required to drive on UK roads. It protects you against liability for damage or injury to other people and their property.
Do you accept Apple Pay and Google Pay?
Yes, we accept Apple Pay, Google Pay, and all major credit and debit cards through our secure payment system.
Ready to get covered?
Get your temporary car insurance quote in under 2 minutes. No obligations, no hidden fees.
Get a Quote Now